Money – Finance – Wealth

اشاره:

اصطلاحات مربوط به پول، ثروت و مسائل مالی
deep pockets A person or organization who has deep pockets has a lot of money.
Andy’s business is not doing well at the moment. He says he needs a friend with deep pockets!
down payment When someone makes a down payment, they pay part of the total amount agreed when signing a purchase deal or contract.
Emma and Paul are excited.  They put a down payment on their first house yesterday.
go Dutch To go Dutch with somebody means to share the cost of something such as a meal or a concert.
Young people today tend to go Dutch when they go out together.
eat/dip into one’s savings If you eat or dip into your savings, you spend part of the money you have put aside for future use.
I had to dip into my savings to have the car repaired.
feather your nest To say of someone that they are feathering their nest means that they are taking advantage of their position in order to obtain money and enjoy have a comfortable life.

 

feed the kitty If you feed the kitty, you contribute to a collection of money called a ‘kitty’ in order to help a good cause.
Come on! Every little helps. You should feed the kitty for a good cause!
feel the pinch When someone feels the pinch, they begin to suffer from a lack of money.
With the drop in tourism, hotels and restaurants are beginning to feel the pinch.
gnomes of Zurich This is a disparaging term for Swiss bankers who control a lot of money, are said to be uninterested in the provenance of funds and protect their clients’ identity.
The gnomes of Zurich refuse to cooperate with the investigating officials.
golden handcuffs The term golden handcuffs refers to a large sum of money or a generous financial arrangement granted to an executive as an incentive to stay in their job, or to ensure long-term cooperation after their departure.

 

golden handshake golden handshake is a generous sum of money given to a person when they leave a company or retire (sometimes given to encourage early retirement).

 

gravy train If someone is on the gravy train, they have found an easy way to make money, one that requires little effort and is without risk.
Since the village has become fashionable, he charges for every photograph taken of his house – he’s on a gravy train!
hard up If you are hard up, you have very little money.
We were so hard up that we had to sleep in the car.
hit pay dirt If you hit (or strike) pay dirt, you are lucky and suddenly find yourself in a successful money-making situation.
Charlie finally hit pay dirt with his latent invention.
on the house Something which is on the house is offered free of charge, usually in a bar or restaurant.
The new owner offered us a drink on the house.
ill-gotten gains Money, profit or benefits that are made in a dishonest or illegal manner are called ill-gotten gains.
He won money by cheating and is now enjoying his ill-gotten gains.
itching (itchy) palm Someone who has an itching palm is greedy for money, for example tips or commission (as if putting money in the palm of their hand would ease the itch).
He’s said to have an itching palm – he does nothing without payment!
keep your head above water To keep one’s head above water means to try to survive by staying out of debt, for example a small business.
Business has been slow, but we’ve managed to keep our head above water.
keep the wolf from the door In order to keep the wolf from the door, you need to have enough money to buy food and other essentials.
My grandparents earned barely enough money to keep the wolf from the door.
a kickback This expression refers to money paid illegally for favourable treatment.
The property developers were accused of giving kickbacks to the local authorities.
laugh all the way to the bank A person who makes a lot of money easily, especially through someone else’s stupidity, is said to laugh all the way to the bank.
If we fail to renew the contract, our competitors will be laughing all the way to  the bank.
licence to print money An officially authorized activity which enables people to make a lot of money without much effort is called a licence to print money.
The contract to supply computers to schools was a licence to print money.
live beyond means If someone lives beyond their means, they spend more money than they earn or can afford.
The cost of living was so much higher in New York that he was soon living beyond his means.
live on the breadline People who live on the breadline have a very low income or barely enough money to survive.
Due to the recent crisis, there are more people on the breadline than ever before.
live in clover Someone who lives in clover has enough money to lead a very comfortable  life.
I dream of making an enormous amount of money and living in clover for the rest of my life!
live from hand to mouth If you live from hand to mouth, you don’t have any money to save because whatever you earn is spent on food and other essentials.
Most families in that area live from  hand to mouth.
live high off the hog Someone who lives high off the hog has a lot of money and a very comfortable lifestyle.
Now he’s wealthy and living high off the hog.
loan shark loan shark is a person who lends money at extremely high interest rates to people who are unable to obtain a loan from the bank.
The young immigrant was beaten because he was late paying back money to a loan shark.
look like a million dollars If you look (or feel) like a million dollars, you look/feel extremely good.
With a tan and a new hairstyle she looked a million dollars!
lose your shirt If you lose your shirt, you lose all your money or possessions, especially as a result of speculation or gamblng.
He lost his shirt when the bank want bankrupt.
make ends meet If you find it difficult to pay for your everyday needs because you have very little money, it is hard for you to make ends meet.
Anne’s salary is so low that she finds hard to make ends meet.
make a killing If you say that someone has made a killing you mean that they have had great financial success.
He made a killing on the stock market.
make a mint If someone makes a mint, they make a large amount of money.
They made a mint selling hamburgers outside the football stadium.
made of money A person who is made of money is very rich and can buy whatever they want.
Hey! I can’t afford that much. I’m not made of money!
money to burn People who have money to burn have so much money that they can spend it on anything they want.
A leather jacket is no problem for Sarah. She’s got money to burn!
money burns a hole in your pocket To say that money burns a hole in somebody’s pocket means that they are eager to spend it quickly or extravagantly.
As soon as she’s paid she goes shopping. Money burns a hole in her pocket!
money doesn’t grow on trees To say that money doesn’t grow on trees means that it is not plentiful or easily obtained.
Watch how you spend your money Alex. It doesn’t grow on trees you know!
money for jam A very easy way of earning money is called money for jam.
All you’ve got to do is hand out brochures.  It’s money for jam!
money for old rope Money earned from a task that requires very little effort is called money for old rope.
Getting paid for watering the garden is money for old rope!
money laundering When people launder money, they manage to conceal the source of illegally-obtained money so that it is believed to be legitimate.
Certain countries have been accused of facilitating money laundering.
money spinner If an activity is a money spinner, it is a very successful way of making money.
Washing cars was quite a money spinner when I was a student.
money talks Money talks means that people with a lot of money have power and influence.
The owner is a millionaire and he’s influential – money talks!
more money than sense If you have more money than sense, you have a lot of money which you waste by spending it in a foolish manner.
He celebrated the birth of the baby by buying a sports car. He’s got more money than sense!
not for love ormoney If you say that you cannot or will not do something for love or money, you mean that you will not do it under any circumstances.
I would not try bungee jumping for love or money!
put money where mouth is If you put your money where your mouth is, not only do you express your interest, you give financial support to causes that you believe in.
If people are really interested in helping the underprivileged, they should put their money where their mouth is.
rake in the money If you rake in the money, you make money in large quantities.
Bob’s business is so successful, he’s raking in the money.
rolling in money Someone who is very wealthy or has access to great amounts of money is rolling in money.
Steve has no financial problems.  His parents are rolling money.
see colour of someone’s money If you want to see the colour of somebody’s money, you want to be sure that the person in question has enough money to pay you before you accept to do something.
I want to see the colour of his money before shipping the goods.
throw money at If you throw money at something, you try to solve a problem by spending money on it, without using any other methods.
The refugee problem cannot be solved just by throwing money at it.
throw good moneyafter bad Someone who spends additional money on something that was already considered a bad investment is said to throw good money after bad.
Buying a second-hand computer and then spending money to have it repaired is throwing good money after bad!
your money’s worth If you get your money’s worth, you receive good value for the amount of money you spend.
We bought a travel pass to use the public transport system and we really got our money’s worth.
nest egg If you have a nest egg, you have a reserve of money which you put aside for future needs.
Our parents consider the money from the sale of their house as a nest egg for their old age.
out of your own pocket If you pay for something out of your own pocket, you cover the cost with your own money.
Breakfast is included but you must pay for lunch out of your own pocket.
pay over the odds If you pay over the odds, you pay too much or you pay more for something than it is really worth.
She’s willing to pay over the odds for an original Kelly handbag to add to your collection.
paid peanuts If you are paid peanuts, you have a very low salary.
Jenny has a very interesting job, but she’s paid peanuts. 
penny drops When a person has difficulty understanding or realizing something, and then the penny drops, they finally understand.
The teasing continued for some time until the penny dropped and the boy realized it was a joke!
in for a penny, in for a pound This expression means that once you start doing something, you might just as well do it wholeheartedly and not stop at half-measures.
Joe finally accepted to be on the committee, then he accepted to be the chairman. “In for a penny, in for a pound’.” he said!
penny for your thoughts This phrase is used to ask someone what they are thinking about.
You look pensive.  A penny for your thoughts.
turn up like a bad penny If someone turns up like a bad penny, they appear at a place or event where they are not welcome or not wanted.
I try to avoid Jane, but wherever I go she turns up like a bad penny!
pick up the tab If you pick up the tab, you pay the bill or pay the cost of something.
There was a celebration lunch for the team and Bill picked up the tab.
play the market If you play the market, you buy stocks and shares in the hope of making a profit when you sell them.
It’s always tempting to play the market, but it’s more risky at the present time.
price oneself out of the market If you price yourself out of the market, you charge such a high price for your goods or services that nobody wants to buy them.
He was so eager to make money that he priced himself out of the market.
rags to riches If a person goes from rags to riches, they start off being very poor and become very rich and successful.
By renovating old houses in the right places, he went from rags to riches.
rob Peter to pay Paul If someone robs Peter to pay Paul, they pay one debt with money borrowed from someone else, thus creating another debt.
David borrowed from a friend to pay his overdraft, a typical case of robbing Peter to pay Paul.
saddled with debt If you are saddled with debt, the amount of money that you owe is a financial burden.
Be careful.  If you buy a house that is too expensive, you could be saddled with debt for many years.
scrimp and save If you scrimp and save, you spend as little as possible over a certain period of time in order to save money.
The parents scrimped and saved for years so that their children could have a college education.
set you back The sum of money something sets you back is the amount it costs you.
Changing the heating system will set us back about $5000.
on a shoestring If you do something on a shoestring, you do it with very little money.
When I was a student I lived on a shoestriing.
(put) skin in the game If you put skin in the game, you show your confidence in a company by making a considerable investment or a financial commitment.
I got good news today.  Apparently a serious investor is willing to put skin in the game.
slice/share of the cake When people feel entitled to a share of the profits or benefits, they want a (larger) slice of the cake.
Since profits are higher this year, the workers feel they deserve a bigger slice of the cake.
slush fund slush fund is an account or fund in politics or business where money is set aside for various unofficial purposes, often unethical or even illegal.
A large commission taken from the slush fund ensured the success of the negotiations.
splash out If you splash out on something, you spend a lot of money on it.
Chloe’s parents really splashed out on her wedding.
it’s a steal If you find something that you want for a very low price, much lower than what it is worth, you can say ‘it’s a steal!’.
He’s selling it for $20?  At that price it’s a steal!
sting someone If you sting someone for an amount of money, you make them pay for something, usually in a deceitful manner.
Not only was the lunch boring but I was stung for $25!
suit every pocket This term refers to the amount of money you are able to spend or the price you can afford.
The store offers a wide range of computers at prices to suit every pocket.
on one’s uppers Someone who is on their uppers has very little money or not enough to cover their needs.
Because he was clearly on his uppers when he was hired, he was given an advance in salary.

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